Terms and Conditions for Coaching Services 

Effective Date: September 23, 2025 
Service Provider: Ecosistema Design LLC, doing business as Ecosistema Coaching (“Coach,” “Company,” “we,” “us”) 
Client: The individual purchasing coaching services (“Client,” “you”) 

IMPORTANT: Please read these Terms and Conditions carefully. By purchasing coaching services, you agree to be legally bound by all terms herein. If you do not agree, do not purchase or use our services. 

1. Services and Program Structure

1.1 Services Offered 
Coach provides personal financial guidance and life coaching through individual and group coaching programs. Services include but are not limited to: 

• Individual one-on-one coaching sessions 

• Group coaching programs and calls 

• Access to proprietary frameworks, tools, and methodologies 

• Online community platform participation 

• Live events, workshops, and training sessions 

• Digital resources, courses, and materials 

1.2 Minimum Commitment Period 
All coaching programs require a six (6) month minimum commitment. This commitment is essential to achieving meaningful results and is non-negotiable. No cancellations or refunds will be provided within the initial six-month period for any reason. 

1.3 Nature of Relationship 
This is a coaching relationship, not financial planning, investment advising, accounting, legal counsel, or therapeutic services. Coach is not a licensed financial advisor, investment advisor, accountant, attorney, or mental health professional unless specifically stated otherwise. 

2. Payment Terms and Policies

2.1 Payment Obligations 

• Payment is due according to the schedule agreed upon at enrollment 

• If paying in installments, you remain obligated for the full program fee regardless of participation level 

• Automatic payment authorization is required for installment plans 

• Late payments incur a 1.5% monthly service charge plus any collection costs 

2.2 No Refund Policy 
ALL SALES ARE FINAL. Due to the personalized nature of coaching services and immediate access to proprietary content, we maintain a strict no-refund policy. This applies to: 

• Partial completion of programs 

• Dissatisfaction with results or outcomes 

• Personal circumstances preventing participation 

• Failure to achieve specific goals or expectations 

• Any reason whatsoever after services commence 

2.3 Payment Default 
If you fail to make payments as agreed, you remain responsible for the full program amount plus: 

• Late fees and collection costs 

• Reasonable attorney fees if legal action becomes necessary 

• Access to all services and content will be immediately suspended 

3. Intellectual Property and Proprietary Content

3.1 Ownership of Materials 
All coaching frameworks, methodologies, tools, assessments, worksheets, videos, audio recordings, written materials, and content (“Proprietary Materials”) are the exclusive property of Coach and protected by copyright, trademark, and trade secret laws. 

3.2 Limited License 
You receive a personal, non-transferable, revocable license to use Proprietary Materials solely for your personal development during your active coaching engagement. This license terminates immediately upon completion or termination of services. 

3.3 Prohibited Uses 
You may NOT: 

• Share, distribute, or reproduce any Proprietary Materials 

• Use materials to coach or train others without written permission 

• Reverse engineer, copy, or create derivative works from our methodologies 

• Share login credentials or allow others to access member-only content 

• Record, screenshot, or capture any protected content without permission 

3.4 Liquidated Damages for Unauthorized Use 
Due to the difficulty of calculating actual damages from intellectual property theft, you agree to pay liquidated damages of $2,500 for each instance of unauthorized use, distribution, or sharing of Proprietary Materials, plus reasonable attorney fees and costs. 

4. Recording and Content Usage Rights

4.1 Session Recordings 
Coach may record coaching sessions for quality assurance, training purposes, or content creation. By participating, you consent to such recordings. 

4.2 Marketing and Testimonial Rights 
Unless you have explicitly requested in writing that your likeness not be shared, you grant Coach unlimited, royalty-free, perpetual rights to use: 

• Your name, likeness, and testimonials in marketing materials 

• Success stories and results you share during coaching 

• Photos and recordings from events you attend 

• Comments and posts you make in community platforms 

4.3 Content You Create 
Any content you submit to Coach (testimonials, success stories, forum posts, etc.) becomes the property of Coach and may be used without compensation for marketing, training, or educational purposes. 

5. Community Platform and Event Participation

5.1 Platform Access 
Access to online communities, portals, and digital resources is contingent upon: 

• Current payment status 

• Compliance with community guidelines 

• Respectful interaction with other participants 

5.2 Acceptable Use 
While participating in communities or events, you agree to: 

• Maintain confidentiality of other participants’ information 

• Follow all posted community guidelines and event rules 

• Respect intellectual property of Coach and other participants 

5.3 Event Participation 
Live events and workshops may have additional requirements including: 

• Health and safety protocols 

• Liability waivers and photo releases 

• Separate terms for non-coaching members who attend 

6. Professional Boundaries and Disclaimers

6.1 Scope Limitations 
Coaching services are educational and motivational only. We do not provide: 

• Investment advice or securities recommendations 

• Tax preparation or accounting services 

• Legal counsel or document preparation 

• Mental health counseling or therapy 

• Guaranteed financial outcomes or results 

6.2 Industry Compliance 
Coach complies with applicable federal and state regulations. Individual results from coaching vary significantly based on personal effort, commitment level, and individual circumstances. 

 

6.3 Required Professional Consultations 
You acknowledge you should consult qualified professionals (attorneys, CPAs, licensed financial advisors) for matters requiring professional licensing and expertise. 

7. Client Responsibilities and Commitments

7.1 Active Participation 
You agree to: 

• Attend scheduled sessions punctually and prepared 

• Complete assignments and implement recommendations 

• Maintain open and honest communication 

• Take personal responsibility for all decisions and outcomes 

7.2 Prerequisites and Suitability 
Coaching is most effective for individuals who are: 

• Committed to personal growth and change 

• Willing to invest time and energy in the process 

• Emotionally stable and not in crisis 

• Able to make independent decisions 

7.3 Disqualifying Conditions 
If you are experiencing severe financial distress, mental health crisis, or legal issues requiring immediate professional intervention, coaching may not be appropriate. Coach reserves the right to refer you to appropriate professionals and terminate the coaching relationship. 

8. Confidentiality and Privacy

8.1 Coach Confidentiality 
Coach maintains confidentiality of your personal information except as required by law or court order, or if you pose imminent danger to yourself or others. 

8.2 Group Setting Limitations 
In group coaching environments, complete confidentiality cannot be guaranteed. Other participants may have access to information you share. 

8.3 Your Confidentiality Obligations 
You agree to maintain strict confidentiality regarding: 

• Other participants’ personal information and business details 

• Proprietary coaching methodologies and frameworks 

• Private discussions and sensitive content shared in sessions 

9. Assumption of Risk and Release of Claims

9.1 Voluntary Participation 
You voluntarily participate in coaching at your own risk, understanding that: 

• Results are not guaranteed 

• Implementation of advice may involve financial risk 

• Personal growth work can be emotionally challenging 

• Coach cannot control external factors affecting your outcomes 

9.2 Release of Liability 
You release Coach from all claims, damages, or losses arising from: 

• Your implementation of coaching recommendations 

• Decisions made based on coaching discussions 

• Results or lack thereof from coaching participation 

• Personal or financial consequences of your choices during or after coaching 

9.3 Limitation of Liability 
Coach’s total liability to you shall not exceed the total amount you paid for coaching services. In no event shall Coach be liable for indirect, consequential, punitive, or exemplary damages. 

10. Termination

10.1 Termination by Coach 
Coach may terminate your participation immediately without refund for: 

• Non-payment or payment default 

• Violation of these terms and conditions 

• Disruptive, abusive, or inappropriate behavior 

• Unauthorized sharing or use of proprietary materials 

• Any conduct detrimental to other participants or Coach’s business 

10.2 Termination by Client 
You may terminate after the initial six-month commitment period with 30 days written notice. No refunds will be provided for any reason. 

10.3 Effect of Termination 
Upon termination: 

• All access to proprietary materials ceases immediately 

• Payment obligations remain in full force 

• Confidentiality and intellectual property provisions survive 

• Outstanding balances become immediately due 

11. Legal and Dispute Resolution

11.1 Governing Law 
These terms are governed by the laws of Colorado without regard to conflict of laws principles. 

11.2 Jurisdiction and Venue 
Any disputes shall be resolved exclusively in the state and federal courts of Denver, Colorado. You consent to personal jurisdiction and waive any objection to venue. 

11.3 Dispute Resolution Process 
Before filing any legal action, parties agree to attempt good faith negotiation for 30 days. The prevailing party in any legal proceeding shall be entitled to reasonable attorney fees and costs. 

11.4 Class Action Waiver 
You waive any right to participate in class action lawsuits against Coach and agree that disputes must be resolved individually. 

12. Indemnification

You agree to defend, indemnify, and hold harmless Coach from any claims, damages, losses, or expenses (including attorney fees) arising from: 

• Your breach of these terms 

• Your use of coaching services or implementation of recommendations 

• Your violation of any law or third-party rights 

• Content you submit or actions you take in community platforms 

• Any misrepresentation you make about your circumstances or eligibility 

13. General Provisions

13.1 Entire Agreement 
These terms constitute the complete agreement between parties and supersede all prior understandings, whether written or oral. 

13.2 Amendment 
These terms may only be modified by written agreement signed by both parties, except that Coach may update terms unilaterally with 30 days notice for future services. 

13.3 Severability 
If any provision is deemed unenforceable, the remainder of the agreement remains in full effect. 

13.4 Force Majeure 
Coach is not liable for delays or failures due to circumstances beyond reasonable control (natural disasters, pandemics, government actions, etc.). Services may be rescheduled or provided through alternative methods. 

13.5 Electronic Signatures 
Electronic signatures and acceptance (including clicking “agree” or making payment) are binding and enforceable. 

 

ACKNOWLEDGMENT 

By purchasing services or clicking “accept,” you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. You confirm that you are at least 18 years old and have the legal capacity to enter into this agreement. 

If you do not agree to these terms, do not purchase or use our coaching services. 

 

Legal Notice: These terms are designed to protect both parties’ interests. If you have questions about any provision, please contact us before purchasing services. Individual state laws may provide additional consumer protections that cannot be waived.